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In sub-regulatory guidance, the Department of Labor has indicated that pro-rated rewards are permissible in some circumstances as long as the plan gives participants the opportunity to enroll in the smoking cessation program at the beginning of the plan year (e.g., during annual enrollment).[i] The plan sponsors in the two cases at issue have taken the position that they are not required to refund the surcharge collected to date, but instead only must allow these individuals to pay the non-smoker premium prospectively for the rest of the plan year
suggestion Light cigarettes have a different taste because they are filtered differently and may contain additives, Connolly said
Xiaorui Liu, Qingdao University, China
Dental bonding : For more severe staining, your dentist may recommend dental bonding, which involves applying a tooth-colored resin to improve the appearance of your teeth
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